Where are you on your personal journey?
56Wealth is purposefully structured to offer the highest levels of personalised and bespoke service, this means that we are able to effectively cater for a wide range of client needs. Below you can see some examples of classic life stages and life events that we often support clients with. Please contact us to discuss your specific needs and how we can help you.
Building your foundations
You know you need some structure to your financial life but don’t really know where to start. You already have a number of work pensions, a mortgage and some life insurance.
But it’s difficult to see what it all means, and you don’t have the time to sit down and think about it.
We help you identify where you are heading, review your existing pensions, investments and help provide a road map for you to follow, to help navigate to a better financial future.
Maximising your financial position
You’re saving hard and wondering when you might be able to think about retiring, or at least not working as hard as you do now.
Because you’re balancing the needs of a high-pressure career, travel and family commitments you need help to make sense of where you are. You would prefer the confidence and peace of mind that your finances are under control and on track with your future lifestyle ambitions.
We will work with you to review your existing pensions and investments to ensure they are optimised and help guide you with recommendations which will empower you to make the right personal choices. It’s great to take some of the load off so you can concentrate on the things that are important to you.
Financial independence
For some, this will be retirement from the world of work completely. For others - this might be a gradual reduction or stepping away to do something else entirely.
As you look towards financial independence, you have new opportunities.
We help you develop the insight and confidence you need to make smart financial decisions, by giving you the facts and guiding you through the nuances of investment portfolios, financial sustainability and wealth protection.
We can help you determine if you are now financially independent - and if not now, when?
Giving you the confidence to take control and do the things that you really want.
Gifting wealth effectively
You are financially secure and would like to help your family. Making a gift now ensures that you can enjoy the gift with them, rather than waiting until you leave a legacy.
We can help identify your capacity for gifting and then structure this in the most secure and efficient way.
We can develop an effective working relationship with you and your other professional advisers such as your solicitor and accountant.
This collaborative approach may enable you to gift assets in such a way that a subsequent family divorce or litigation can’t result in that gift being diluted or lost altogether.
Difficult transitions
Life doesn’t always go according to plan.
At times we need to deal with changes in our lives, both good and bad.
We have many years of experience helping clients manage through complex and challenging transitions such as bereavement or divorce.
Our empathetic, holistic approach comes into its own at times like this and we can help you navigate the road ahead.